Service Areas
Where We Lend in Texas
We are a Fort Worth based lender, and we actively work the small towns and rural counties of North Central, West, and East Texas that a lot of lenders skip. We lend across the state, but these are the markets we know best and do the most deals in.
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Our home base and primary markets
North Central & West Texas
From Fort Worth, our service area runs west along I-20 through Parker, Palo Pinto, and Eastland counties to Abilene and Midland, southwest to Granbury and Stephenville, and northwest through Wise, Jack, and Montague counties to Graham and Wichita Falls.
Tarrant County
Fort Worth
Cedar Top Lending is based in Fort Worth, so Tarrant County is home turf for us.
View Fort Worth lendingParker County
Weatherford
Weatherford calls itself the cutting horse capital of the world, and the acreage and horse-country deals that come with that reputation are squarely in our lane.
View Weatherford lendingPalo Pinto County
Mineral Wells
The Baker Hotel restoration is turning downtown Mineral Wells around, and we fund the smaller deals riding that momentum.
View Mineral Wells lendingTaylor County
Abilene
Abilene is one of our top target markets in West Texas.
View Abilene lendingI-20 Corridor
Eastland County
The I-20 corridor between Fort Worth and Abilene runs right through Eastland County, and we lend all along it.
View Eastland County lendingYoung County
Graham
Graham is the Young County seat, with ranch and land deals stretching out to Olney and Newcastle.
View Graham lendingWichita County
Wichita Falls
Wichita Falls sits near the Oklahoma line, ninety minutes north of our office, and we still treat it like a regular stop.
View Wichita Falls lendingPermian Basin
Midland
Our service area runs all the way out to Midland and the Permian Basin.
View Midland lendingErath County
Stephenville
Tarleton State anchors Stephenville, and dairy and equine land covers the rest of Erath County.
View Stephenville lendingHood County
Granbury
Granbury pairs a historic square with Lake Granbury, and short-term-rental deals here are some of the most interesting we see.
View Granbury lendingBrown County
Brownwood
Brownwood is the regional hub for the Heart of Texas, and Howard Payne and Lake Brownwood both drive steady deal flow.
View Brownwood lendingJohnson County
Cleburne
The Chisholm Trail Parkway put Cleburne and Joshua on the map for Fort Worth commuters, and the growth has not stopped since.
View Cleburne lendingWise County
Decatur
Decatur is the Wise County seat, and the exurban build-out along US-287 keeps us busy here.
View Decatur lendingWise County
Bridgeport
Bridgeport means one thing to us: Lake Bridgeport and the acreage around it.
View Bridgeport lendingMontague County
Bowie
Bowie holds Second Monday Trade Days every month, and that same small-town, ranch-country identity runs through the deals we fund here.
View Bowie lendingJack County
Jacksboro
Fort Richardson State Park and Lost Creek Reservoir sit right next to Jacksboro, and that combination drives a lot of the recreational property we fund here.
View Jacksboro lendingPrimary markets
Central Texas
Along the I-35 corridor south of the Metroplex, we lend in Hillsboro and Waco and the towns in between.
Primary markets
Northeast & East Texas
Across Northeast and East Texas we lend the I-30 and I-20 corridors east of Dallas, through Greenville, Terrell, Canton, and the Cedar Creek Lake and Lake Fork areas, on to Sulphur Springs, Mount Pleasant, Tyler, Lindale, and the Piney Woods.
Smith County
Tyler
Tyler is the hub of East Texas, and it is one of our regular markets.
View Tyler lendingHopkins County
Sulphur Springs
Sulphur Springs is one of our regular Northeast Texas markets.
View Sulphur Springs lendingTitus County
Mount Pleasant
Mount Pleasant and Titus County are a steady part of our Northeast Texas footprint.
View Mount Pleasant lendingWood County
Lake Fork
Wood County runs from lake cabins at Lake Fork to small-town rehabs in Winnsboro, and we fund both.
View Lake Fork lendingUpshur County
Gilmer
We lend across Gilmer and Upshur County in the East Texas Piney Woods.
View Gilmer lendingVan Zandt County
Canton
Canton sits on I-20 between Dallas and Tyler, a regular stop in our East Texas footprint.
View Canton lendingHunt County
Greenville
Greenville anchors Hunt County, and between Commerce student rentals and Lake Tawakoni on the east side, we stay busy out here.
View Greenville lendingKaufman County
Terrell
Terrell sits on I-20 just east of Dallas, in one of the fastest-growing counties in the state.
View Terrell lendingHenderson & Kaufman Counties
Cedar Creek Lake
Cedar Creek Lake is a busy recreational market southeast of Dallas, and we lend all around it.
View Cedar Creek Lake lendingHave a deal anywhere in Texas?
We lend statewide on non-owner-occupied investment property. Tell us about your project and we will get back to you quickly.