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Fix & Flip Profit Calculator
Ballpark your profit and ROI on a flip after purchase, rehab, financing, selling, and closing costs. For real numbers on your deal, call us at 817-984-3129.
Fix & Flip Profit Calculator
Project estimated profit and ROI on a Texas flip after purchase, rehab, financing, selling, and closing costs.
How to use this calculator
A flip is profitable in the spread between what you are all in for and what the finished home sells for. The trouble is that the all in number is bigger than most people first count. This tool adds up every side of the deal so the profit you see is the profit you keep.
Here is what each input means:
- Purchase price. What you pay for the property up front.
- Rehab budget. The full cost to renovate, including materials, labor, and permits. Add a contingency for what you cannot see yet.
- ARV (resale value). What the finished home should sell for, based on recent comparable sales.
- Holding period. How many months you expect to own the property. The tool computes loan interest for that window.
- Taxes, insurance, utilities. Your monthly non-loan carrying costs. The tool multiplies this by the holding period. The longer the project, the more this matters.
- Interest rate and points. Your loan pricing. Interest accrues over the holding period; points are charged on the loan amount.
- Selling costs. Agent commissions and closing costs on the sale, entered as a percent of ARV, often six to eight percent.
- Closing costs. The dollar costs to close your purchase.
The result is your estimated profit and your return on total project cost. If you fund part of the deal with a loan, your return on the cash you actually put in will differ. These are estimates to help you plan, not a quote or a commitment to lend.
The numbers that decide a flip
We fund a lot of Texas flips, so we see what separates the good ones. A conservative ARV, a rehab budget that leaves room for surprises, and a realistic hold time are usually the difference between a deal that prints and one that drags. When your numbers are tight, the financing has to be too, which is why we underwrite in-house and pay your draws as the work gets done. See how a deal is structured on our fix and flip loan page, run the loan side through the hard money loan calculator, or call us at 817-984-3129.
Fix and flip calculator FAQs
What costs do flippers most often leave out?
Three of them. Holding costs while you own the property (loan interest, property taxes, insurance, and utilities), selling costs on the back end (agent commissions and closing costs that often run six to eight percent of the sale price), and a contingency for the rehab surprises that show up once the walls are open. Leave those out and a deal can look profitable on paper and lose money at the closing table.
What is the 70 percent rule?
A quick sanity check many flippers use: pay no more than about 70 percent of ARV minus your rehab budget. On a property worth 300,000 finished with a 50,000 rehab, that points to roughly 160,000 all in on the purchase. It is a starting filter, not a guarantee. Run the full numbers here, because taxes, holding time, and selling costs move the real answer.
How do I estimate ARV?
Look at what comparable, fully renovated homes nearby have actually sold for in the last few months, not list prices and not your best case. A conservative ARV protects you on every other number in the deal. We form our own view of value when we underwrite, so if your ARV and ours are far apart, that is worth talking through before you buy.
Does this include my loan costs?
Yes. Enter your rate, points, and holding period and the tool computes the financing cost for that window and folds it into the profit estimate. For a deeper look at the loan side, leverage, points, and cash to close, use the hard money loan calculator.
Free to use
Put this calculator on your site
Run a blog, a brokerage site, or an investor group page? Paste the code below and this calculator runs on your page, for free. It stays current, because it is the same tool we run here. No signup, no fee, no tracking script on your visitors.
The only condition: keep the credit line that comes with it. Copy the whole block.
The last line auto-sizes the frame to fit its content. Keep it if you can. Without it the frame is stuck at the fixed height in the code, which fits a normal desktop column but will scroll inside itself on a phone. Want a version sized for your layout? Call 817-984-3129.
Run your flip by us
Send us the property and your numbers. We underwrite in-house, so we can tell you fast whether it works.