Loan Servicing
Cedar Top Lending offers mortgage loan servicing options in the State of Texas. We handle servicing for both large and small investors. We are a servicer of choice for borrowers with wrap loans that want to be sure that underlying mortgages are paid as agreed.
We offer competitive pricing and many ways for a borrower to submit their loan payments on time. We accept checks, money orders, and ACH on-time or recurring payments and all is handled through our web interface. Our web portal also posts secure information online for both lender and borrower to view loan status, recent postings, and portfolio management. Our software allows us to update your loan information in real time, and our online Lender Portal is available to you 24 hours a day – 7 days a week.
What We Offer
- Real-time account information for both Lender and Borrower
- Credit Reporting
- Multiple payment and disbursement options including automatic withdrawal and deposit and web payments
- Payment Accounting and Processing
- Monthly Statements
- We are the Borrower’s Primary Point of Contact
- Timely Distribution of Investor Funds
- IRS reporting
- Insurance and Property Tax Disbursement
- Escrow Analysis
- Late Payment Notifications
- Less Hassle and Headaches for Our Customers
What We Need to Start
- Promissory Note
- Deed of Trust
- Closing Disclosure or HUD-1
- Transfer of Lien (if applicable)
- Allonge to Promissory Note
- Truth-in-Lending
- Sales Contract
- 1003 or Borrower Application
- W-9
- First Payment Letter
- Homeowners Insurance
- Tax Certificate
- Insurance and Property Tax Escrow Details
Submit Your Loan Details
Fill out our loan servicing inquiry form with general details.
Servicing Agreement
Our team will prepare a servicing agreement to handle your loan.
Submit Loan Documents
Upload the required loan documents to our portal.
