Customer Focused Texas Based Private Money Lender
based in Fort Worth, Texas
817-773-1919

Loan Types and Programs

OUR LOAN PRODUCTS

**for non-owner occupied properties only**
Transactional Funding Loans

  • There are no upfront fees or any other fees if the transaction does not close
  • 1% Fee or minimum of $1,500 paid at closing
  • 24 hour loan
  • Same day funding available
  • No income or credit requirements
  • End buyers funds must be at title company
  • 100% of transaction will be funded
  • Disbursement of Buyer's funds must be authorized before Seller's funding
  • Often called a Double Closing loan

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    • New Construction Loans

  • NO Credit Minimums
  • NO Qualifying
  • NO Prepayment Penalty
  • Loans to C-Corp or LLC
  • Interest Only Payments
  • Rates starting at 12%
  • Origination fee of 2% to 4%
  • $995 Doc Fee
  • Loans up to $1,000,000
  • Loan term tailored to length of project
  • Up to 70% Loan to Value

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    • Fix and Flip Loans

  • Single, Multi-Family, or Commercial Purchases
  • NO Credit Minimums
  • NO Qualifying
  • NO Prepayment Penalty
  • Loans to C-Corp or LLC
  • Starting at 12%
  • Loan fee of 2-3 Points
  • $995 Doc Fee
  • Loans from $50,000 to $1,000,000
  • 6 Month Initial Term with extension provision
  • Up to 75% of ARV
  • Lenders Title Policy Required

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    • Bridge Loans

  • Purchase a property that needs little to no rehab
  • NO Credit Minimums
  • NO Qualifying
  • NO Prepayment Penalty
  • Starting at 12%
  • Loan fee of 2 to 3 Points
  • $995 Doc Fee
  • Loans from $50,000 to $1,000,000
  • 6-12 Month Terms (w/ extension provisions)
  • Up to 75% Loan to Value
  • Short Term Vacation Rentals OK
  • Hard Money Take-Outs OK

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    • Raw Land Loans

  • Farm Land, Ranch Land or Undeveloped Land Purchases
  • No Prepayment Penalty
  • Starting at 12%
  • Loan fee of 2-3 Points
  • Loans from $50,000 to $2,500,000
  • 6 to 24 Month Initial Term
  • Borrow Up to 65% of Market Value
  • Lenders Title Policy Required
  • Raw Land and Rural Areas OK

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    • Commercial Hard Money Loans

  • Retail Centers, Office Buildings, Retail, or Industrial
  • NO Credit Minimums
  • NO Qualifying
  • NO Prepayment Penalty
  • Starting at 12%
  • Loan fee of 2 to 3 Points
  • Loans from $50,000 to $1,000,000
  • 6-12 Month Terms (w/ extension provisions)
  • Up to 75% Loan to Value

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    • Get Your Project Funded Now

    Looking for a hard money loan? You’re in the right place. Fill out our short application form and we will get back to you quickly.
    Apply Now

    Common Questions About Our Loan Packages

    Hard money rates are higher than traditional bank loans.  Since they are riskier, done faster, and require less underwriting, the rate is higher.  A typical hard money loan will be 4% to 5% higher than traditional bank interest rates.

    Banks take a long time to approve loans, and they often apply very rigid funding criteria to deals.  So if you have a special situation or circumstances, you may be out of luck.  Hard money loans are also perfect for buyers who want to close a deal quick, and can’t wait 45 days for a bank approval.  Hard money is not for everyone, but there are investors that are able to buy property not possible otherwise,  thanks to hard money loans.

    Yes.  Hard money loans are focused on asset-based underwriting.  This means that your credit score is less important than the financial worth of the property you are buying.  Your experience is also as important but borrowers with bad credit can easily qualify for hard money loan.

    We look at both the borrower and the property on all of our loans. For the borrower we consider experience, income, liquidity, net worth, and credit score. For the property, we consider type of use, extent of renovation, and as-repaired value (ARV). However, as a private money lender we can be much more creative with each loan scenario in a way traditional lenders are not able to.

    Yes. As a private money lender with experience in many facets of the real estate industry, we are able to offer loan types and structures which fit many types of investment properties.

    In most cases the loan amount must not exceed 75% of the after repaired value. 

    We can close in as little as 24 hours pending title work.

    Yes. We offer 100% financing with cross collateralization.

    The rehab portion of your loan is placed into an escrow account at the time of funding. Once the construction improvements have been completed, an inspection will be done on the property and the draw will be released. 

    We typically receive an inspection report within 48 hours and disperse the funds the following day.

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