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1031 Exchanges

1031 Exchange Services

Cedar Top Lending, LLC provides qualified intermediary services to facilitate Section 1031 exchanges, reverse exchanges and construction exchanges.

Start a 1031 Exchange Calculate My 1031 Deadlines

Exchange types

Delayed, Reverse, and Construction / Improvement

Key deadlines

45-day identification and 180-day completion period

Our role

Qualified intermediary (QI) or exchange trustor

Defer recognition of capital gain liabilities

IRS Code Section 1031 may allow a taxpayer to defer recognition of capital gain liabilities from the sale of real estate when the proceeds are used to acquire replacement like-kind property.

Source: IRS - Like-Kind Exchanges (Real Estate Tax Tips)

Our exchange services

We have the experience and flexibility to act as an agent in like-kind exchange transactions. We serve as a qualified intermediary and hold funds until the exchange is completed.

Cedar Top Lending, LLC provides qualified intermediary services to facilitate Section 1031 exchanges, reverse exchanges and construction exchanges.

Which exchange is right for you?

A quick way to narrow it down. Your CPA, tax advisor, or attorney can confirm which structure fits your specific transaction.

Exchange typeUse it when
Delayed exchangeYou sell the relinquished property first, then buy the replacement within the 45-day and 180-day deadlines. The most common structure.
Reverse exchangeYou need to close on the replacement property before you sell the property you already own.
Construction / improvement exchangeYou want to use exchange funds to build, renovate, or improve the replacement property before you receive it.
Simultaneous exchangeThe relinquished and replacement properties close on the same day. It is the simplest 1031 structure, but the hardest to coordinate, so it is far less common than a delayed exchange.

For Realtors, CPAs & title companies

We coordinate closely with your clients' CPAs, attorneys, title companies, and real estate agents to keep exchanges on schedule. Refer a client or ask a question using the form below.

Start a 1031 Exchange

Tell us about your exchange and we will help you get set up with a qualified intermediary. This is not tax or legal advice - please involve your CPA, attorney, and tax advisor.

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1031 exchange FAQs

What is a 1031 exchange?

A transaction under IRC Section 1031 that may let investors defer capital gains tax when exchanging investment property for like-kind property. Consult your tax advisor about your situation.

What does a qualified intermediary do?

A QI facilitates the exchange - holding exchange funds and preparing documentation so proceeds are not received directly by the investor.

What are the deadlines?

You generally have 45 days to identify replacement property and 180 days to complete the exchange, both starting at the sale closing.

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