Texas Real Estate Investor Resources

Guide

What a hard money lender is, how hard money loans work, what they cost, and when Texas investors use them, from a Fort Worth lender that underwrites your loan in house.

Guide

See what Cedar Top reviews for your Texas hard money loan, including the property, your equity position, your borrower profile, documents, and your exit strategy.

Calculator

Estimate a hard money loan and your cash to close.

Pricing

Every published number for every program, in one place.

Texas

Where Cedar Top lends across Texas.

Guide

How to vet, finance, and close a Texas land deal. Access, surveys, mineral rights, ag rollback taxes, the closing process, and financing options compared.

Guide

What a Cedar Top Texas land loan costs: rates from 12%, 2% to 4% origination, a $995 doc fee, a worked carry example, and how bank and Farm Credit loans differ.

Guide

How a Texas owner-financed land sale is papered (deed, note, deed of trust), what the note must spell out, seller diligence, and when to use a servicer.

Guide

Here is what we review for a Texas raw land loan, including collateral value, access, title and survey items, documents, and a clear plan or exit.

Program

Hard money for Texas farm land, ranch land, and undeveloped land. Borrow up to 65% of market value.

Calculator

Estimate the payment, cash to close, and total carry on a Texas land or ranch loan.

Guide

See what Cedar Top reviews for your Texas hard money loan, including the property, your equity position, your borrower profile, documents, and your exit strategy.

Guide

How rehab and construction draws work on your Texas hard money loan - funds set aside at funding, then released as work is completed and inspected.

Guide

Here is what we review for a Texas bridge loan, including the property, your equity, the timeline, your documents, and a clear refinance or sale exit.

Guide

Here is what we review for a Texas new construction loan, including your plans, budget, the lot, draws, documents, and the completion exit.

Guide

Here is what we review for a Texas raw land loan, including collateral value, access, title and survey items, documents, and a clear plan or exit.

Guide

Here is what we review for a Texas commercial hard money loan, including the property, your income or value-add plan, equity, documents, and exit.

Services

Qualified intermediary services for Section 1031 exchanges, reverse exchanges, and construction exchanges.

Tool

Estimate your 45-day identification and 180-day completion deadlines.

Exchange

The exchange structure most of our customers use: you sell your relinquished property, then buy your replacement property.

Exchange

Acquire your replacement property through an exchange accommodation titleholder before you exchange the property you already own.

Exchange

Use tax-deferred exchange funds to build, renovate, or improve your replacement property in Texas. Improvements have to be completed within the exchange deadlines, and title is usually parked with an accommodation titleholder while the work is done.

Service Area

Cedar Top Lending is based in Fort Worth, so Tarrant County is home turf for us.

Service Area

Weatherford calls itself the cutting horse capital of the world, and the acreage and horse-country purchases that come with that reputation are squarely in our lane.

Service Area

Abilene is one of our top target markets in West Texas.

Service Area

Our service area runs all the way out to Midland and the Permian Basin.

Service Area

Tyler is the hub of East Texas, and it is one of our regular markets.