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Wichita County

Hard Money Loans in Wichita Falls, Texas

Wichita Falls sits near the Oklahoma line, ninety minutes north of our office, and we still treat it like a regular stop.

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Serving

Wichita Falls · Burkburnett · Iowa Park · Electra

Loan types

Fix and Flip Loans · New Construction Loans · Bridge Loans · Commercial Hard Money Loans

County

Wichita County

Last updated

Wichita County

Investment Lending in Wichita Falls

Wichita Falls carries a deep stock of older, affordable housing that works for rehab investors, especially near Sheppard Air Force Base and out toward Burkburnett and Iowa Park. We fund rehab, rental, and new construction projects across that inventory.

Decisions are based on the property, not a credit score, whether it is a rehab in town or a rental out past the city limits.

The Wichita Falls Market

Wichita Falls is the regional hub of north Texas near the Oklahoma line, and Midwestern State University adds a steady base of student and young-professional renters on top of the base housing demand.

We are a direct lender with in-house underwriting, so a Wichita County property comes straight to us, no broker packaging it and shopping it around first.

Programs We Fund in Wichita Falls

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Bridge Loans

Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Burkburnett, Iowa Park, Electra.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Wichita Falls Hard Money Loan Questions

Do you lend in Wichita Falls?

Yes. We fund fix and flip, new construction, bridge, and commercial investment loans across Wichita Falls and Wichita County.

Do you lend in Burkburnett and Iowa Park, not just Wichita Falls?

Yes. We fund the same deal types in Burkburnett and Iowa Park as we do in town.

Request a Review of Your Wichita Falls Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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