Young County
Hard Money Loans in Graham & Young County
We do lots of deals in Graham and around Young County.
Young County
Investment lending across Graham
Graham, Olney, and the country around Possum Kingdom Lake see steady investment activity in homes, land, and ranch property, and we lend on it.
Asset-based underwriting means the property and the plan matter more than a perfect credit file, and being a direct lender means a faster answer than working through a broker.
The Graham market
Graham sits in ranch and lake country in Young County, with steady activity in homes, land, and recreational property around the Brazos and Possum Kingdom Lake. It is a market driven by ag, energy, and out-of-town buyers, and deals here often involve land and acreage rather than tidy subdivision lots.
We are comfortable with that, and our decisions are based on the property and the plan, not just a credit score.
What we fund here
- Fix and flip and rehabs in Graham and Olney
- Raw land, ranch, and recreational property
- New construction on investment property
- Lake-area and acreage deals
Nearby towns we also serve: Olney, Newcastle, Loving, Possum Kingdom Lake.
Loan programs
Programs we fund in Graham
Fix & Flip Loans
Fix and flip hard money rehab loans for Texas investors. We base our rehab loans on property value, so borrower qualifications are much less stringent than most banks.
Learn moreRaw Land Loans
Hard money for Texas farm land, ranch land, or undeveloped land purchases. Raw land and rural areas are OK, and you can borrow up to 65% of market value.
Learn moreNew Construction Loans
New construction hard money loans for Texas builders, on investment or non-homestead property only. We offer 100% construction financing to keep more money in your pocket.
Learn moreOur loan process
Three steps to funding
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Apply Online
Fill out our simple application to get a free, no-obligation quote.
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Quick Approvals
Our in-house decision making team works fast to analyze your deal.
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Closing
Our team can close in as little as 24 hours from start to finish.
FAQs
Graham hard money loan questions
Do you lend in Graham and Young County?
Yes. We do lots of deals in Graham, Olney, and around Possum Kingdom Lake, including land and ranch property.
Do I need great credit to qualify?
No. Our decisions are asset-based, so the property and the plan matter more than a perfect credit file.
Nearby
Other areas we serve
Have a deal in Graham?
Tell us about your project and we will get back to you quickly.