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Palo Pinto County

Hard Money Loans in Mineral Wells & Palo Pinto County

The Baker Hotel restoration is turning downtown Mineral Wells around, and we fund the smaller deals riding that momentum.

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Serving

Mineral Wells · Palo Pinto · Graford · Strawn · Gordon · Possum Kingdom Lake

Loan types

Fix and Flip Loans · Land and Ranch Loans · Commercial Hard Money Loans · New Construction Loans

County

Palo Pinto County

Last updated

Palo Pinto County

Investment Lending in Mineral Wells

The Baker Hotel restoration is the real story in downtown Mineral Wells right now, and it has pulled investment interest back into a town that had gone quiet for decades. We fund fix and flip projects, small commercial in the historic downtown, new construction, and raw land throughout Palo Pinto County and out toward Possum Kingdom Lake.

We decide on the property and your plan, not the size of the town, so a Mineral Wells property gets the same attention as one in Fort Worth.

The Mineral Wells Market

Possum Kingdom Lake is the biggest recreational draw in this part of the state, and Mineral Wells and Graford are the two towns that see the most lake-driven investor activity: cabins, lots, and short-term rentals, alongside the fix and flip and raw land activity in town.

The Baker Hotel project has drawn outside money into downtown, but the rehab and land purchases around it still need a lender who actually knows the town. That is us.

Programs We Fund in Mineral Wells

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Nearby towns we also serve: Palo Pinto, Graford, Strawn, Gordon, Possum Kingdom Lake.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Mineral Wells Hard Money Loan Questions

Do you fund small commercial projects in Mineral Wells?

Yes. We lend on small commercial buildings in the historic downtown, along with fix and flip, new construction, and raw land across Palo Pinto County.

Do you lend around Possum Kingdom Lake?

Yes. Possum Kingdom Lake is one of our primary markets: cabins, lots, and short-term rentals, alongside everything else we fund in Palo Pinto County.

Request a Review of Your Mineral Wells Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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