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Titus County

Hard Money Loans in Mount Pleasant, Texas

Mount Pleasant and Titus County are a steady part of our Northeast Texas footprint.

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Serving

Mount Pleasant · Mount Vernon · Pittsburg · Daingerfield · Winfield

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Titus County

Last updated

Titus County

Investment Lending in Mount Pleasant

Mount Pleasant sits on I-30 in Northeast Texas, anchoring Titus County. We fund fix and flip, raw land, new construction, and small commercial deals here and across the surrounding lake country.

The Mount Pleasant Market

Lake Bob Sandlin and Lake Cypress Springs draw recreational and second-home buyers, and poultry is the backbone of the local economy, which keeps ag land and small-acreage tracts trading across Titus County.

Programs We Fund in Mount Pleasant

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Mount Vernon, Pittsburg, Daingerfield, Winfield.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Mount Pleasant Hard Money Loan Questions

Do you lend on lake property near Mount Pleasant?

Yes. We fund recreational and lake-area property around Lake Bob Sandlin and Lake Cypress Springs.

What loan types do you offer in Titus County?

Fix and flip, raw land, new construction, and small commercial, all on non-owner-occupied investment property.

Request a Review of Your Mount Pleasant Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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