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Hopkins County

Hard Money Loans in Sulphur Springs, Texas

Sulphur Springs is one of our regular Northeast Texas markets.

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Serving

Sulphur Springs · Como · Cumby · Brashear · Lake Fork

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Hopkins County

Last updated

Hopkins County

Investment Lending in Sulphur Springs

Sulphur Springs sits on I-30 in the heart of Northeast Texas dairy and ranch country, an easy reach from both Dallas and the Lake Fork area. We fund fix and flip, raw land, new construction, and small commercial loans across Hopkins County.

Because we decide in-house and lend on the asset, a deal here moves at the same pace as one in the city.

The Sulphur Springs Market

Hopkins County runs on dairy, and that shows up in the market: dairy-farm acreage trades alongside small-town rehabs in Sulphur Springs and recreational property near Lake Fork. The Southwest Dairy Museum sits right on the square, which tells you what this county is built on.

Programs We Fund in Sulphur Springs

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Como, Cumby, Brashear, Lake Fork.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Sulphur Springs Hard Money Loan Questions

Do you lend on rural and ranch land in Hopkins County?

Yes. Dairy and ranch acreage make up a lot of what we lend on around Sulphur Springs.

Do you lend near Lake Fork?

Yes. We fund recreational and lake-area property near Lake Fork, which sits just south of Sulphur Springs.

Request a Review of Your Sulphur Springs Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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