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Upshur County

Hard Money Loans in Gilmer & Upshur County

We lend across Gilmer and Upshur County in the East Texas Piney Woods.

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Serving

Gilmer · Big Sandy · Ore City · Gladewater · Pittsburg

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Upshur County

Last updated

Upshur County

Investment Lending in Gilmer

Gilmer is the seat of Upshur County, deep in the Piney Woods between Tyler and Longview and near Lake O' the Pines. We fund fix and flip, raw land, timber and recreational tracts, and new construction across the county.

The Gilmer Market

Upshur County is rural East Texas, with timber, ag, and recreational land making up much of the market alongside small-town homes in Gilmer and Big Sandy. Lake property near Lake O' the Pines adds another layer of demand.

Gilmer hosts the East Texas Yamboree every October, the kind of square-town identity that also means a lot of its timber tracts get subdivided into smaller recreational parcels over time. We fund those deals as they come up.

Programs We Fund in Gilmer

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Big Sandy, Ore City, Gladewater, Pittsburg.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Gilmer Hard Money Loan Questions

Do you lend on timber and recreational land in Upshur County?

Yes. Timber tracts and raw land are the backbone of what we lend on in Upshur County.

Do you lend near Lake O' the Pines?

Yes. We fund lake-area and recreational property near Lake O' the Pines.

Request a Review of Your Gilmer Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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