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Hood County

Hard Money Loans in Granbury & Hood County

Granbury pairs a historic square with Lake Granbury, and short-term-rental deals here are some of the most interesting we see.

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Serving

Granbury · Acton · Tolar · Lipan · Cresson · Pecan Plantation · Glen Rose

Loan types

Fix and Flip Loans · New Construction Loans · Land and Ranch Loans · Commercial Hard Money Loans

County

Hood County

Last updated

Hood County

Investment Lending in Granbury

Granbury sits on Lake Granbury in Hood County, with a historic square, steady tourism, and some of the fastest growth in the region. That mix keeps investor activity strong, from fix and flip projects and short-term rentals to lake homes and new construction. We fund all of it across Hood County.

Short-term-rental value-add near the square and on the lake is a lot of what we underwrite here, since a vacation rental does not fit a conventional bank's box.

The Granbury Market

Lake Granbury and the historic downtown draw retirees, weekenders, and short-term-rental investors, while the surrounding county keeps growing with new construction and acreage purchases.

A short-term rental on the lake or a storefront on the square rarely fits a conventional lender's checklist. We underwrite the property and the plan instead.

Programs We Fund in Granbury

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Acton, Tolar, Lipan, Cresson, Pecan Plantation, Glen Rose.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Granbury Hard Money Loan Questions

Do you finance lake homes and short-term rentals on Lake Granbury?

Yes. Lake homes and short-term-rental conversions around Lake Granbury are a big share of what we underwrite here.

Do you lend across the rest of Hood County?

Yes. We fund fix and flip, new construction, land, and small commercial loans in Granbury, Acton, Tolar, and the surrounding area.

Request a Review of Your Granbury Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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