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McLennan County

Hard Money Loans in Waco, Texas

Waco is a busy Central Texas investment market, and we lend there.

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Serving

Waco · Hewitt · Woodway · Bellmead · Robinson · Lorena · McGregor

Loan types

Fix and Flip Loans · New Construction Loans · Bridge Loans · Commercial Hard Money Loans

County

McLennan County

Last updated

McLennan County

Investment Lending in Waco

Waco has drawn national attention for its renovation scene, and the investor activity runs deep: fix and flip projects in older neighborhoods, rental and short-term-rental value-add, and new construction as the city grows along I-35. We fund all of it across McLennan County.

Baylor-adjacent rentals are some of the steadiest deals we see here, and we are a direct lender, no broker in between.

The Waco Market

Anchored by Baylor University and a fast-growing Central Texas economy, Waco has steady rental demand and a deep pool of older homes that make good rehab and value-add targets. The renovation boom that put Waco on the map keeps fix and flip inventory competitive.

It is a more competitive market than our small-town footprint, but we know it and we fund it on the same fast, asset-based terms.

Nearby towns we also serve: Hewitt, Woodway, Bellmead, Robinson, Lorena, McGregor.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Waco Hard Money Loan Questions

Do you lend in Waco and McLennan County?

Yes. We fund fix and flip, new construction, rental value-add, and commercial investment loans across Waco and the surrounding area.

Do you finance short-term rental and renovation projects in Waco?

Yes. Rehab and short-term-rental projects are most of what we fund in Waco.

Request a Review of Your Waco Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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