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Montague County

Hard Money Loans in Bowie & Montague County

Bowie holds Second Monday Trade Days every month, and that same small-town, ranch-country identity runs through the loans we fund here.

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Serving

Bowie · Nocona · Sunset · Montague · Forestburg · Lake Amon G. Carter

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Montague County

Last updated

Montague County

Investment Lending in Bowie

Bowie is a Second Monday Trade Days town, the monthly trade day that has drawn buyers and sellers to Montague County for generations, and that same small-town commerce shapes the real estate market. We fund fix and flip, raw land, ranch, new construction, and small commercial loans across the county.

Nocona's small-town housing stock traces back to its boot-making history, Nocona Boots put the town on the map, and those older homes are where a lot of our rehab projects come from.

The Bowie Market

Lake Amon G. Carter sits just south of town, a small city lake with cabin and lot purchases that trade on their own terms, separate from the ranch and ag land that covers most of the rest of the county. Nocona and the smaller towns nearby add their own pocket of small-town housing.

US-287 connects this corridor to both the Metroplex and Wichita Falls, but most lenders still treat it as too rural to bother with. We fund it like anywhere else.

Programs We Fund in Bowie

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Nocona, Sunset, Montague, Forestburg, Lake Amon G. Carter.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Bowie Hard Money Loan Questions

Do you lend on ranch and ag land in Montague County?

Yes. Ranch and ag land cover most of the county outside Bowie and Nocona, and that is a lot of what we fund.

Do you finance property near Lake Amon G. Carter?

Yes. Cabin and lot deals at Lake Amon G. Carter are part of what we fund, separate from the ranch land around it.

Request a Review of Your Bowie Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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