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Van Zandt County

Hard Money Loans in Canton & Van Zandt County

Canton sits on I-20 between Dallas and Tyler, a regular stop in our East Texas footprint.

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Serving

Canton · Wills Point · Grand Saline · Edgewood · Van

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Van Zandt County

Last updated

Van Zandt County

Investment Lending in Canton

Canton is the Van Zandt County seat, known for First Monday Trade Days, the monthly trade-days weekend that packs the square and drives short-term-rental and small-commercial demand well beyond what a town this size would normally see. We fund fix and flip, raw land, and commercial loans across Van Zandt County and the I-20 corridor east of Dallas.

Decisions are made in-house and based on the asset, so a deal out here moves like a local one.

The Canton Market

Van Zandt County mixes small-town housing in Canton with steady rehab and rental activity in Wills Point and Grand Saline, plus rural acreage across the rest of the county. Trade-days weekends alone bring enough traffic to support short-term rentals that would not pencil in a town this size otherwise.

Most lenders do not know what to do with a trade-days town. We do, and we fund the small-commercial and rental projects that come with it.

Programs We Fund in Canton

Fix and Flip Loans

Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income.

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Land and Ranch Loans

Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value.

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New Construction Loans

New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost.

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Commercial Hard Money Loans

Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value.

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Nearby towns we also serve: Wills Point, Grand Saline, Edgewood, Van.

Our loan process

Three Steps to Review and Closing

  1. Apply Online

    Send the property, project plan, and requested loan amount.

  2. In-House Review

    Cedar Top reviews the property, project plan, borrower profile, and exit strategy in house, subject to underwriting, collateral review, title review, documentation, and approval.

  3. Closing

    When title, insurance, documentation, and loan approval are complete, the closing process can move forward.

FAQs

Canton Hard Money Loan Questions

Do you lend in Canton and the rest of Van Zandt County?

Yes. We fund fix and flip, raw land, recreational, and small commercial loans across Canton, Wills Point, and Van Zandt County.

Does the First Monday Trade Days crowd affect the local real estate market?

Yes. It supports short-term-rental and small-commercial demand around the square that you would not expect in a town this size.

Request a Review of Your Canton Investment Property

Cedar Top reviews Texas investment property requests in house, subject to underwriting, collateral review, title review, documentation, and approval. Contact us for more details.

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