Co-Founder # Kody Fain Six years in commercial and agricultural banking, with an MBA in Banking and Financial Institutions. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) ![Kody Fain](https://cedartoplending.com/images/team/kody.webp) Co-Founder ## About Kody Kody spent six years in commercial and agricultural banking before co-founding Cedar Top Lending, and he holds an MBA in Banking and Financial Institutions from Sam Houston State University. That background shows up in two places. He runs loan servicing, the platform that collects, tracks, and reports on owner finance notes, wraps, and private loans, with the same discipline he learned in banking. He also handles farm, ranch, and raw land deals, because he speaks the language of ag credit. The result is a bank-grade process, without a bank's timeline. ## What Kody Works On [Loan servicingOwner finance notes, wraps, and private lenders](https://cedartoplending.com/loan-servicing/)[Land and ranch loans Land, farm, and ranch financing](https://cedartoplending.com/hard-money-loans/land-and-ranch/)[Commercial hard money loans Commercial investment property](https://cedartoplending.com/hard-money-loans/commercial/) ## Media and Speaking Inquiries Kody is available to reporters, podcast hosts, and event organizers covering Texas private lending, real estate investing, and small-town and rural property markets. We answer questions on the record about how these loans actually work. We do not comment on a specific borrower or a specific property. Reach the team at [817-984-3129](tel:+18179843129) or [info@cedartoplending.com](mailto:info@cedartoplending.com). ## Work With Kody Call us and you reach the people on this page, not a call center. We look forward to hearing about your next Texas investment property. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129) --- Canonical URL: https://cedartoplending.com/team/kody-fain/