About

# Meet the Cedar Top Team

The Texas real estate investors and operators who work your loan, your exchange, and your servicing.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

## A Hands-On Texas Team

Cedar Top Lending is a small, hands-on team of Texas real estate investors and operators. Between us we bring real estate brokerage experience going back to 1998, a commercial and agricultural banking and finance background with an MBA in Banking and Financial Institutions, licensed Texas real estate experience, and 1031 exchange and transaction support.

We underwrite and service in-house, with no outside underwriting and no third-party appraisals to wait on. When you call, you reach the people who actually work your deal.

![Blaine Covington](https://cedartoplending.com/images/team/blaine.webp)

### [Blaine Covington](https://cedartoplending.com/team/blaine-covington/)

Co-Founder

Founded his first Texas real estate brokerage in 1998. He works the deal side: the property, the numbers, and the exit.

[Read Blaine's bio (Blaine Covington)](https://cedartoplending.com/team/blaine-covington/)

![Kody Fain](https://cedartoplending.com/images/team/kody.webp)

### [Kody Fain](https://cedartoplending.com/team/kody-fain/)

Co-Founder

Six years in commercial and agricultural banking, plus an MBA in Banking and Financial Institutions. Runs loan servicing and the land side of lending.

[Read Kody's bio (Kody Fain)](https://cedartoplending.com/team/kody-fain/)

![Keely Rawson](https://cedartoplending.com/images/team/keely.webp)

### [Keely Rawson](https://cedartoplending.com/team/keely-rawson/)

Loan Officer

The loan officer borrowers work with first: loan options, pricing, and the application, from first call to closing.

[Read Keely's bio (Keely Rawson)](https://cedartoplending.com/team/keely-rawson/)

![Stephanie Shaw](https://cedartoplending.com/images/team/stephanie.webp)

### [Stephanie Shaw](https://cedartoplending.com/team/stephanie-shaw/)

Transaction Coordinator

Licensed Texas real estate agent. Coordinates every transaction and handles 1031 exchange support.

[Read Stephanie's bio (Stephanie Shaw)](https://cedartoplending.com/team/stephanie-shaw/)

## How the Team Can Help

We point you to the right person for what you are working on.
- [Hard money loans](https://cedartoplending.com/hard-money-loans/) for Texas investment property, and how to [apply](https://cedartoplending.com/apply/).
- [1031 exchange](https://cedartoplending.com/1031-exchange/) support, with Cedar Top acting as your qualified intermediary.
- [Loan servicing](https://cedartoplending.com/loan-servicing/) for owner finance notes, wraparound notes, and private lenders.
- Anything else - [get in touch](https://cedartoplending.com/contact/).

## Work With the Cedar Top Team

[Get a Quote](https://cedartoplending.com/contact/) [Apply Now](https://cedartoplending.com/apply/) [Call 817-984-3129](tel:+18179843129)

---

Canonical URL: https://cedartoplending.com/team/