Smith County

# Hard Money Loans in Tyler & Lindale

Tyler is the hub of East Texas, and it is one of our regular markets.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Tyler · Lindale · Whitehouse · Bullard · Chandler · Flint

Loan types

Fix and Flip Loans · New Construction Loans · Bridge Loans · Commercial Hard Money Loans

County

Smith County

 Last updated August 24, 2026

Smith County

## Investment Lending in Tyler

Tyler anchors East Texas as a regional medical, retail, and education center, and nearby Lindale is one of the faster-growing towns in Smith County. That mix keeps investor activity healthy, from infill rehabs and rentals in Tyler to new construction around Lindale, Whitehouse, and Bullard.

The Azalea District and other older Tyler neighborhoods are where most of our rehab deals come from, and Lindale, Whitehouse, and Bullard cover the new-construction side.

## The Tyler Market

Tyler is known as the Rose Capital and runs on a steady base of healthcare, retail, and the University of Texas at Tyler, including its medical district, which supports rental demand. The Azalea District and Tyler's other older neighborhoods hold the deepest pool of fix and flip inventory.

Lindale and the smaller Smith County towns keep pulling growth out from the city, and we fund the new construction that follows it.

## Programs We Fund in Tyler

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Lindale, Whitehouse, Bullard, Chandler, Flint.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Tyler Hard Money Loan Questions

### Do you lend in Tyler and Lindale?

Yes. We fund fix and flip, new construction, rental value-add, and commercial investment loans across Tyler, Lindale, and the rest of Smith County.

### Do you work the smaller towns around Tyler?

Yes. We lend in Whitehouse, Bullard, Chandler, Flint, and the surrounding area, not just the city.

## Get a Quick Answer on Your Tyler Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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