Kaufman County

# Hard Money Loans in Terrell & Kaufman County

Terrell sits on I-20 just east of Dallas, in one of the fastest-growing counties in the state.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Terrell · Forney · Kaufman · Crandall · Scurry · Mabank

Loan types

Fix and Flip Loans · New Construction Loans · Bridge Loans · Commercial Hard Money Loans

County

Kaufman County

 Last updated August 24, 2026

Kaufman County

## Investment Lending in Terrell

Terrell is the Kaufman County seat, on the I-20 corridor between Dallas and Canton, and Kaufman County has become one of the fastest-growing counties in Texas as the Metroplex expands east through Forney, Kaufman, and Crandall. We fund fix and flip, new construction, bridge, and commercial loans across the county.

Forney and Crandall are where most of the new construction is happening, and we fund that right alongside the rehab deals back in Terrell.

## The Terrell Market

Kaufman County combines older, affordable housing in Terrell with heavy new construction in Forney and Crandall, the fast-growing suburbs closer to Dallas. That mix keeps both rehab and new-build investors active.

Forney in particular has turned into a genuine new-construction market in its own right, not just Dallas overflow anymore.

## Programs We Fund in Terrell

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Forney, Kaufman, Crandall, Scurry, Mabank.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Terrell Hard Money Loan Questions

### Do you lend in Terrell, Forney, and the rest of Kaufman County?

Yes. We fund fix and flip, new construction, bridge, and commercial loans across Terrell, Forney, Kaufman, Crandall, and the surrounding area.

### Do you do new construction in the growing Kaufman County suburbs?

Yes. Forney especially has more new-construction activity than most people realize for a town its size.

## Get a Quick Answer on Your Terrell Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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