Titus County

# Hard Money Loans in Mount Pleasant, Texas

Mount Pleasant and Titus County are a steady part of our Northeast Texas footprint.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Mount Pleasant · Mount Vernon · Pittsburg · Daingerfield · Winfield

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Titus County

 Last updated August 24, 2026

Titus County

## Investment Lending in Mount Pleasant

Mount Pleasant sits on I-30 in Northeast Texas, anchoring Titus County. We fund fix and flip, raw land, new construction, and small commercial deals here and across the surrounding lake country.

## The Mount Pleasant Market

Lake Bob Sandlin and Lake Cypress Springs draw recreational and second-home buyers, and poultry is the backbone of the local economy, which keeps ag land and small-acreage tracts trading across Titus County.

## Programs We Fund in Mount Pleasant

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Mount Vernon, Pittsburg, Daingerfield, Winfield.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Mount Pleasant Hard Money Loan Questions

### Do you lend on lake property near Mount Pleasant?

Yes. We fund recreational and lake-area property around Lake Bob Sandlin and Lake Cypress Springs.

### What loan types do you offer in Titus County?

Fix and flip, raw land, new construction, and small commercial, all on non-owner-occupied investment property.

## Get a Quick Answer on Your Mount Pleasant Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

---

Canonical URL: https://cedartoplending.com/service-areas/mount-pleasant/