Permian Basin

# Hard Money Loans in Midland & the Permian Basin

Our service area runs all the way out to Midland and the Permian Basin.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Midland · Odessa · Stanton · Big Spring

Loan types

Fix and Flip Loans · New Construction Loans · Commercial Hard Money Loans · Bridge Loans

County

Midland County

 Last updated August 24, 2026

Midland County

## Investment Lending in Midland

West Texas moves on its own schedule, and investors here need a lender who can keep up. We fund residential, new construction, and commercial investment loans in Midland and the surrounding area.

We lend across the state and close remotely through the title company, so a deal in Midland moves as fast as one in Fort Worth.

## The Midland Market

Midland real estate moves with the Permian Basin. When the oil economy is running, housing demand and rents climb and purchases need to close fast to make sense, and investors out here and in nearby Odessa need a lender who can keep pace.

That statewide reach matters more out here than almost anywhere else we lend. A transaction does not sit on hold because we lack a presence in West Texas.

## Programs We Fund in Midland

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/)

**Nearby towns we also serve:** Odessa, Stanton, Big Spring.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Midland Hard Money Loan Questions

### Do you lend in Midland and the Permian Basin?

Yes. Our service area runs all the way out to Midland. We fund residential, new construction, and commercial investment loans there.

### Do you lend in Odessa and Big Spring, not just Midland?

Yes. We fund the same loan types in Odessa and Big Spring as we do in Midland.

## Get a Quick Answer on Your Midland Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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