Service Areas # Where We Lend in Texas We are a Fort Worth based lender, and we actively work the small towns and rural counties of North Central, West, and East Texas that a lot of lenders skip. We lend across the state, but these are the markets we know best and do the most deals in. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) Last updated August 24, 2026 Our home base and primary markets ## North Central & West Texas From Fort Worth, our service area runs west along I-20 through Parker, Palo Pinto, and Eastland counties to Abilene and Midland, southwest to Granbury and Stephenville, and northwest through Wise, Jack, and Montague counties to Graham and Wichita Falls. [Tarrant County Fort Worth Cedar Top Lending is based in Fort Worth, so Tarrant County is home turf for us. View Fort Worth lending](https://cedartoplending.com/service-areas/fort-worth/)[Parker County Weatherford Weatherford calls itself the cutting horse capital of the world, and the acreage and horse-country purchases that come with that reputation are squarely in our lane. View Weatherford lending](https://cedartoplending.com/service-areas/weatherford/)[Palo Pinto County Mineral Wells The Baker Hotel restoration is turning downtown Mineral Wells around, and we fund the smaller deals riding that momentum. View Mineral Wells lending](https://cedartoplending.com/service-areas/mineral-wells/)[Taylor County Abilene Abilene is one of our top target markets in West Texas. View Abilene lending](https://cedartoplending.com/service-areas/abilene/)[I-20 Corridor Eastland County The I-20 corridor between Fort Worth and Abilene runs right through Eastland County, and we lend all along it. View Eastland County lending](https://cedartoplending.com/service-areas/eastland-county/)[Young County Graham Graham is the Young County seat, with ranch and land purchases stretching out to Olney and Newcastle. View Graham lending](https://cedartoplending.com/service-areas/graham/)[Wichita County Wichita Falls Wichita Falls sits near the Oklahoma line, ninety minutes north of our office, and we still treat it like a regular stop. View Wichita Falls lending](https://cedartoplending.com/service-areas/wichita-falls/)[Permian Basin Midland Our service area runs all the way out to Midland and the Permian Basin. View Midland lending](https://cedartoplending.com/service-areas/midland/)[Erath County Stephenville Tarleton State anchors Stephenville, and dairy and equine land covers the rest of Erath County. View Stephenville lending](https://cedartoplending.com/service-areas/stephenville/)[Hood County Granbury Granbury pairs a historic square with Lake Granbury, and short-term-rental deals here are some of the most interesting we see. View Granbury lending](https://cedartoplending.com/service-areas/granbury/)[Brown County Brownwood Brownwood is the regional hub for the Heart of Texas, and Howard Payne and Lake Brownwood both drive steady investor activity. View Brownwood lending](https://cedartoplending.com/service-areas/brownwood/)[Johnson County Cleburne The Chisholm Trail Parkway put Cleburne and Joshua on the map for Fort Worth commuters, and the growth has not stopped since. View Cleburne lending](https://cedartoplending.com/service-areas/cleburne/)[Wise County Decatur Decatur is the Wise County seat, and the exurban build-out along US-287 keeps us busy here. View Decatur lending](https://cedartoplending.com/service-areas/decatur/)[Wise County Bridgeport Bridgeport means one thing to us: Lake Bridgeport and the acreage around it. View Bridgeport lending](https://cedartoplending.com/service-areas/bridgeport/)[Montague County Bowie Bowie holds Second Monday Trade Days every month, and that same small-town, ranch-country identity runs through the loans we fund here. View Bowie lending](https://cedartoplending.com/service-areas/bowie/)[Jack County Jacksboro Fort Richardson State Park and Lost Creek Reservoir sit right next to Jacksboro, and that combination drives a lot of the recreational property we fund here. View Jacksboro lending](https://cedartoplending.com/service-areas/jacksboro/) Primary markets ## Central Texas Along the I-35 corridor south of the Metroplex, we lend in Hillsboro and Waco and the towns in between. [Hill County Hillsboro Hillsboro sits on I-35 between Dallas-Fort Worth and Waco, right in our path. View Hillsboro lending](https://cedartoplending.com/service-areas/hillsboro/)[McLennan County Waco Waco is a busy Central Texas investment market, and we lend there. View Waco lending](https://cedartoplending.com/service-areas/waco/) Primary markets ## Northeast & East Texas Across Northeast and East Texas we lend the I-30 and I-20 corridors east of Dallas, through Greenville, Terrell, Canton, and the Cedar Creek Lake and Lake Fork areas, on to Sulphur Springs, Mount Pleasant, Tyler, Lindale, and the Piney Woods. [Smith County Tyler Tyler is the hub of East Texas, and it is one of our regular markets. View Tyler lending](https://cedartoplending.com/service-areas/tyler/)[Hopkins County Sulphur Springs Sulphur Springs is one of our regular Northeast Texas markets. View Sulphur Springs lending](https://cedartoplending.com/service-areas/sulphur-springs/)[Titus County Mount Pleasant Mount Pleasant and Titus County are a steady part of our Northeast Texas footprint. View Mount Pleasant lending](https://cedartoplending.com/service-areas/mount-pleasant/)[Wood County Lake Fork Wood County runs from lake cabins at Lake Fork to small-town rehabs in Winnsboro, and we fund both. View Lake Fork lending](https://cedartoplending.com/service-areas/lake-fork/)[Upshur County Gilmer We lend across Gilmer and Upshur County in the East Texas Piney Woods. View Gilmer lending](https://cedartoplending.com/service-areas/gilmer/)[Van Zandt County Canton Canton sits on I-20 between Dallas and Tyler, a regular stop in our East Texas footprint. View Canton lending](https://cedartoplending.com/service-areas/canton/)[Hunt County Greenville Greenville anchors Hunt County, and between Commerce student rentals and Lake Tawakoni on the east side, we stay busy out here. View Greenville lending](https://cedartoplending.com/service-areas/greenville/)[Kaufman County Terrell Terrell sits on I-20 just east of Dallas, in one of the fastest-growing counties in the state. View Terrell lending](https://cedartoplending.com/service-areas/terrell/)[Henderson & Kaufman Counties Cedar Creek Lake Cedar Creek Lake is a busy recreational market southeast of Dallas, and we lend all around it. View Cedar Creek Lake lending](https://cedartoplending.com/service-areas/cedar-creek-lake/) ## Apply for a Hard Money Loan Anywhere in Texas We lend on non-owner-occupied investment property in every one of these markets and plenty of places in between. If you do not see your town, call us and ask. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129) --- Canonical URL: https://cedartoplending.com/service-areas/