Hill County

# Hard Money Loans in Hillsboro, Texas

Hillsboro sits on I-35 between Dallas-Fort Worth and Waco, right in our path.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Hillsboro · Itasca · Whitney · Hubbard · Covington · Aquilla

Loan types

Fix and Flip Loans · Land and Ranch Loans · Commercial Hard Money Loans · Bridge Loans

County

Hill County

 Last updated August 24, 2026

Hill County

## Investment Lending in Hillsboro

Hillsboro is the Hill County seat, and it is where I-35 splits into 35E and 35W, a genuine interchange, not just a pass-through town. That draws affordable housing stock and steady investor interest as buyers look south of the Metroplex.

We fund those same deal types whether it is a rehab on the square or new construction along the interstate frontage.

## The Hillsboro Market

Hillsboro and the towns along I-35 catch overflow from both the DFW and Waco markets, which keeps fix and flip inventory and small commercial moving. Lake Whitney adds steady demand for recreational lots and lake property on the rural side of the county.

## Programs We Fund in Hillsboro

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/)

**Nearby towns we also serve:** Itasca, Whitney, Hubbard, Covington, Aquilla.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Hillsboro Hard Money Loan Questions

### Do you lend along the I-35 corridor in Hill County?

Yes. We fund fix and flip, land, and commercial loans in Hillsboro and the surrounding I-35 towns.

### Do you lend on lake property near Lake Whitney?

Yes. Recreational lots and lake homes near Lake Whitney are part of what we fund alongside the I-35 corridor projects.

## Get a Quick Answer on Your Hillsboro Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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