Hood County

# Hard Money Loans in Granbury & Hood County

Granbury pairs a historic square with Lake Granbury, and short-term-rental deals here are some of the most interesting we see.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Granbury · Acton · Tolar · Lipan · Cresson · Pecan Plantation · Glen Rose

Loan types

Fix and Flip Loans · New Construction Loans · Land and Ranch Loans · Commercial Hard Money Loans

County

Hood County

 Last updated August 24, 2026

Hood County

## Investment Lending in Granbury

Granbury sits on Lake Granbury in Hood County, with a historic square, steady tourism, and some of the fastest growth in the region. That mix keeps investor activity strong, from fix and flip projects and short-term rentals to lake homes and new construction. We fund all of it across Hood County.

Short-term-rental value-add near the square and on the lake is a lot of what we underwrite here, since a vacation rental does not fit a conventional bank's box.

## The Granbury Market

Lake Granbury and the historic downtown draw retirees, weekenders, and short-term-rental investors, while the surrounding county keeps growing with new construction and acreage purchases.

A short-term rental on the lake or a storefront on the square rarely fits a conventional lender's checklist. We underwrite the property and the plan instead.

## Programs We Fund in Granbury

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Acton, Tolar, Lipan, Cresson, Pecan Plantation, Glen Rose.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Granbury Hard Money Loan Questions

### Do you finance lake homes and short-term rentals on Lake Granbury?

Yes. Lake homes and short-term-rental conversions around Lake Granbury are a big share of what we underwrite here.

### Do you lend across the rest of Hood County?

Yes. We fund fix and flip, new construction, land, and small commercial loans in Granbury, Acton, Tolar, and the surrounding area.

## Get a Quick Answer on Your Granbury Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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