Johnson County

# Hard Money Loans in Cleburne & Johnson County

The Chisholm Trail Parkway put Cleburne and Joshua on the map for Fort Worth commuters, and the growth has not stopped since.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Cleburne · Burleson · Joshua · Alvarado · Godley · Keene · Grandview

Loan types

Fix and Flip Loans · New Construction Loans · Bridge Loans · Commercial Hard Money Loans

County

Johnson County

 Last updated August 24, 2026

Johnson County

## Investment Lending in Cleburne

Cleburne is the Johnson County seat, and the Chisholm Trail Parkway toll road is the reason Cleburne and Joshua boomed the way they did, cutting the Fort Worth commute down to something workable. That growth keeps fix and flip, new construction, and rental projects active, and we fund all of it.

The courthouse square anchors older Cleburne, and that is where most of our rehab deals in town start.

## The Cleburne Market

Johnson County is one of the faster-growing parts of the Fort Worth orbit, with affordable older homes in Cleburne and new construction spreading along the Chisholm Trail Parkway corridor through Burleson and Joshua. Lake Pat Cleburne adds a smaller pocket of lake-area demand right in town.

## Programs We Fund in Cleburne

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Burleson, Joshua, Alvarado, Godley, Keene, Grandview.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Cleburne Hard Money Loan Questions

### Do you lend in Cleburne, Burleson, and the rest of Johnson County?

Yes. We fund fix and flip, new construction, bridge, and commercial loans across Cleburne, Burleson, Joshua, Alvarado, and the surrounding area.

### How does the Chisholm Trail Parkway affect investor activity in Cleburne?

It cut the Fort Worth commute enough that Cleburne and Joshua turned into real suburbs, and we fund the rehab and new-construction projects that followed.

## Get a Quick Answer on Your Cleburne Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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