Henderson & Kaufman Counties

# Hard Money Loans in the Cedar Creek Lake Area

Cedar Creek Lake is a busy recreational market southeast of Dallas, and we lend all around it.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Cedar Creek Lake · Gun Barrel City · Mabank · Seven Points · Tool · Athens

Loan types

Fix and Flip Loans · New Construction Loans · Land and Ranch Loans · Bridge Loans

County

Henderson & Kaufman Counties

 Last updated August 24, 2026

Henderson & Kaufman Counties

## Investment Lending in Cedar Creek Lake

Cedar Creek Lake spans Henderson and Kaufman counties southeast of Dallas, with towns like Gun Barrel City, Mabank, and Seven Points drawing weekenders, retirees, and short-term-rental investors. We fund lake homes, short-term rentals, fix and flip projects, and raw land across the area.

That weekend-drive distance from Dallas is what makes a short-term rental here pencil out, and we underwrite those deals on the property and the numbers, not a traditional lender's checklist.

## The Cedar Creek Lake Market

As one of the closest large lakes to Dallas, Cedar Creek Lake stays in steady demand for second homes, vacation rentals, and lots. The towns around the lake mix lake property with affordable small-town homes, and nearby Athens adds a county-seat market of its own.

These are exactly the recreational and rural purchases we are comfortable with, and we decide in-house.

## Programs We Fund in Cedar Creek Lake

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [Bridge Loans Short-term hard money for a Texas investment property that needs little to no rehab. Short term vacation rentals and hard money take-outs are both OK. Learn more](https://cedartoplending.com/hard-money-loans/bridge-loans/)

**Nearby towns we also serve:** Gun Barrel City, Mabank, Seven Points, Tool, Athens.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Cedar Creek Lake Hard Money Loan Questions

### Do you finance lake homes and short-term rentals on Cedar Creek Lake?

Yes. Short-term-rental conversions around Cedar Creek Lake are some of the most common projects we see out here.

### What towns around Cedar Creek Lake do you cover?

We lend in Gun Barrel City, Mabank, Seven Points, Tool, and the surrounding Henderson and Kaufman County area.

## Get a Quick Answer on Your Cedar Creek Lake Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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