Wise County

# Hard Money Loans in Bridgeport & Lake Bridgeport

Bridgeport means one thing to us: Lake Bridgeport and the acreage around it.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/)

Serving

Bridgeport · Runaway Bay · Chico · Paradise · Lake Bridgeport

Loan types

Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans

County

Wise County

 Last updated August 24, 2026

Wise County

## Investment Lending in Bridgeport

Bridgeport sits on US-380 in western Wise County, next to Lake Bridgeport, with a mix of small-town homes, lake property, and rural land. We fund fix and flip, raw land, lake and recreational property, new construction, and small commercial loans here.

## The Bridgeport Market

Lake Bridgeport and nearby Runaway Bay draw recreational and second-home buyers, and western Wise County around them stays rural, acreage tracts more than subdivisions.

A cabin on the lake does not look like a typical bank loan, and we do not need it to. We lend on the property and the plan, not a bank's checklist.

## Programs We Fund in Bridgeport

[Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/)

**Nearby towns we also serve:** Runaway Bay, Chico, Paradise, Lake Bridgeport.

Our loan process

## Three Steps to Funding
1.  1

### Apply Online

The property, your plans, and what loan amount you are requesting.
2.  2

### In-House Review

We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on.
3.  3

### Closing

Once title is clear and the documents are signed, we can fund in as little as 24 hours.

FAQs

## Bridgeport Hard Money Loan Questions

### Do you finance lake property on Lake Bridgeport?

Yes. Lake Bridgeport and Runaway Bay cabin and lot deals are most of what we see out here.

### Do you lend on rural land in western Wise County?

Yes. Raw land and acreage around Bridgeport are part of what we fund.

## Get a Quick Answer on Your Bridgeport Loan

We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details.

[Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129)

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