Montague County # Hard Money Loans in Bowie & Montague County Bowie holds Second Monday Trade Days every month, and that same small-town, ranch-country identity runs through the loans we fund here. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) Serving Bowie · Nocona · Sunset · Montague · Forestburg · Lake Amon G. Carter Loan types Fix and Flip Loans · Land and Ranch Loans · New Construction Loans · Commercial Hard Money Loans County Montague County Last updated August 24, 2026 Montague County ## Investment Lending in Bowie Bowie is a Second Monday Trade Days town, the monthly trade day that has drawn buyers and sellers to Montague County for generations, and that same small-town commerce shapes the real estate market. We fund fix and flip, raw land, ranch, new construction, and small commercial loans across the county. Nocona's small-town housing stock traces back to its boot-making history, Nocona Boots put the town on the map, and those older homes are where a lot of our rehab projects come from. ## The Bowie Market Lake Amon G. Carter sits just south of town, a small city lake with cabin and lot purchases that trade on their own terms, separate from the ranch and ag land that covers most of the rest of the county. Nocona and the smaller towns nearby add their own pocket of small-town housing. US-287 connects this corridor to both the Metroplex and Wichita Falls, but most lenders still treat it as too rural to bother with. We fund it like anywhere else. ## Programs We Fund in Bowie [Fix and Flip Loans Fix and flip loans for Texas investors. We lend on the property and your investment plan, so we can fund borrowers that a traditional bank would turn down over credit or income. Learn more](https://cedartoplending.com/hard-money-loans/fix-and-flip/) [Land and Ranch Loans Hard money for your Texas farm land, ranch land, or undeveloped land purchase. Raw land and rural areas are OK, and you can borrow up to 65% of market value. Learn more](https://cedartoplending.com/hard-money-loans/land-and-ranch/) [New Construction Loans New construction hard money loans for Texas builders, on investment or non-homestead property only. We finance up to 100% of your construction budget, up to 90% loan to cost. Learn more](https://cedartoplending.com/hard-money-loans/new-construction/) [Commercial Hard Money Loans Commercial hard money loans for your Texas retail center, office building, or industrial investment property, up to 75% loan to value. Learn more](https://cedartoplending.com/hard-money-loans/commercial/) **Nearby towns we also serve:** Nocona, Sunset, Montague, Forestburg, Lake Amon G. Carter. Our loan process ## Three Steps to Funding 1. 1 ### Apply Online The property, your plans, and what loan amount you are requesting. 2. 2 ### In-House Review We underwrite the deal in-house quickly. No outside underwriter, no third-party appraisal to wait on. 3. 3 ### Closing Once title is clear and the documents are signed, we can fund in as little as 24 hours. FAQs ## Bowie Hard Money Loan Questions ### Do you lend on ranch and ag land in Montague County? Yes. Ranch and ag land cover most of the county outside Bowie and Nocona, and that is a lot of what we fund. ### Do you finance property near Lake Amon G. Carter? Yes. Cabin and lot deals at Lake Amon G. Carter are part of what we fund, separate from the ranch land around it. ## Get a Quick Answer on Your Bowie Loan We underwrite every transaction in-house, so if the property and your plan make sense, we can usually find a way to fund it. Contact us for more details. [Apply Now](https://cedartoplending.com/apply/) [Get a Quote](https://cedartoplending.com/contact/) [Call 817-984-3129](tel:+18179843129) --- Canonical URL: https://cedartoplending.com/service-areas/bowie/