# Cedar Top Lending LLC

> Texas private money (hard money) lender based in Fort Worth. We are real estate investors ourselves, with in-house underwriting and fast closings on non-owner-occupied investment property. We focus on the small-town and rural markets of North Central and West Texas, and we also provide 1031 exchange qualified intermediary services and loan servicing. Phone: 817-984-3129.

## Lending
- [Hard Money Loans](https://cedartoplending.com/hard-money-loans/): overview of Texas private money loan programs
- [Fix and Flip Loans](https://cedartoplending.com/hard-money-loans/fix-and-flip/): rehab loans up to 75% ARV
- [New Construction Loans](https://cedartoplending.com/hard-money-loans/new-construction/): ground-up and spec construction
- [Bridge Loans](https://cedartoplending.com/hard-money-loans/bridge-loans/): short-term financing for investment property
- [Transactional Funding](https://cedartoplending.com/hard-money-loans/transactional-funding/): same-day double-close funding for wholesalers
- [Raw Land Loans](https://cedartoplending.com/hard-money-loans/raw-land/): land, farm, and ranch financing
- [Commercial Hard Money Loans](https://cedartoplending.com/hard-money-loans/commercial/): commercial investment property
- [Rates & Terms](https://cedartoplending.com/hard-money-loans/rates-and-terms/): current program terms

## Service Areas
- [Where We Lend](https://cedartoplending.com/service-areas/): the Texas markets we serve, Fort Worth out to Abilene and Midland
- [Fort Worth](https://cedartoplending.com/service-areas/fort-worth/): Tarrant County, our home base
- [Weatherford & Parker County](https://cedartoplending.com/service-areas/weatherford/): including acreage deals
- [Abilene & Taylor County](https://cedartoplending.com/service-areas/abilene/): the Big Country

## 1031 Exchange
- [1031 Exchange Services](https://cedartoplending.com/1031-exchange/): qualified intermediary services

## Loan Servicing
- [Loan Servicing](https://cedartoplending.com/loan-servicing/): servicing for seller-financed and private notes

## Resources
- [Hard Money Loan Calculator](https://cedartoplending.com/resources/hard-money-loan-calculator/): estimate payments, points, and leverage
- [Glossary](https://cedartoplending.com/resources/private-money-loan-glossary/): plain-English private money lending terms

## Contact
- [Contact](https://cedartoplending.com/contact/): call 817-984-3129 or send a message
- [Apply](https://cedartoplending.com/apply/): start a loan application